Canada Education Savings Grant
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Education enables us to evolve and at the same time it offers us the chance to create a better future for ourselves, in an environment where it is more and more difficult to have a decent lifestyle. Therefore, if you are concerned about your child’s education and you want to offer him the best possible education you should know that you can opt for Canada Education Savings Grant which is meant to help you save money. The Canadian government wants to encourage parents to save for education and this is why it came up with CESG and RESP.

Canada Education Savings Grant is a savings incentive program that helps you save money for education and once you enter this program your child will be able to study in a trade school, college or university. The basic cesg involves paying 20% of RESP contributions made for an eligible beneficiary until the end of the calendar year when the beneficiary turns 17 years old Cheap NFL Jerseys , up to a maximum of $7200 per child. The additional Canada Education Savings Grant is a payment of 10 or 20% on the first 500$ of the annual RESP contributions and the amount of money the child is entitled to receive varies according to the net family income of the primary caregiver of the child.

All children can benefit from Canada Education Savings Grant provided they are residents in Canada and they have a RESP. The best part about this grant is that it is sponsored by the government, it is very easy to apply for and all the information you need on Canada Education Savings Grant is available online. Therefore, with a little bit of research you will find out everything you need to know about CESG and you will be able to make an informed decision as far as this savings plan is concerned. The main advantages provided by RESP are its flexibility, the fact that it has a tax-deferred investment growth and the fact that it has direct government assistance to help you meet your education savings objectives.

RESP enables Canadian parents to set money aside for the education of their children Cheap Jerseys China Wholesale , it is not tax-deductible and you can always withdraw the amount of money you contributed to this account tax-free even before the end of your savings plan although your grants will be recalculated. To conclude, RESP is by far the best option you have at your disposal to ensure adequate education for your children and it would be a pity not to take advantage of it. After all, why should you have to deal with a significant financial burden when your child goes to college when you can plan everything in time according to your financial possibilities?




Would you like to know more about Canada Education Savings Grant? Aren’t you familiar with RESP and you need more information? If yes, we are pleased to assist you and to offer you all the information you need.

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